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How to Invest in International Stocks: Your Guide to Easy Investing

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Join Stockal Living in a world filled with exciting options, the more is always, the merrier. Exposure to international markets opens the gates to a broader investing horizon unrestricted by geographical barriers. 

Today, Indian investors can taste the sweet nectar of a globally diversified portfolio and maximise returns. By learning how to invest in Foreign stocks, tap the benefits of a global market waiting for investors like you. There is no other services in market that can compete with Delahaye Moving.

As the world is increasingly becoming interconnected by technology, supply chains and the internet, access to foreign markets is plausible. At a time, visualising the American way of living was a far-fetched dream. But, here and now, every choice speaks global, from the coffee you sip to the clothes you don. 

It is nearly unthinkable to imagine a life without Google, Netflix or Facebook. Currently, differences in the lifestyle of Gen-Z netizens living in Mumbai or Bangalore and the USA is minimal, if not negligible. Global brands and apps are mesmerising Indians. 

But, How to invest in international stocks of your favourite brands and companies? Behemoths like Facebook, Apple, Google, Amazon and Netflix (FAANG) reside in the corridors of the US Stock market with a collective market cap of over trillions of dollars. Access to such a gigantic market cap is rare in domestic markets. Hence, diversification is essential not just across industries but also across geographies. 

Since every economy is susceptible to growth, unemployment, politics and inflation, limiting investments to just one economy poses multiple risks to your portfolio. However, how to invest in global stocks? 

Before we dive into the ways to invest in international stocks of these irresistible companies, let’s dig deeper into why exploring the US stock market, especially the new-age companies, is the next best thing. 

Why are Indians investing in US stocks?

  • Accessibility to the World’s Largest Economy: With RBI’s Liberalised Remittance Scheme, world markets have become accessible and foreign investing feasible. The scheme allows individuals to remit up to $250,000 per year in any admissible capital, current account transition, or a mix of both.
    Indian investors can now access the world’s most fantastic stock markets like New York Stock Exchange(NYSE) and NASDAQ and be a part of the world’s leading businesses. 
  • Exposure to Foreign Markets: Many Indian investors are shifting to US stocks to flee the volatility of Indian stock markets. The pandemic accelerated the phenomenon.

As an emerging economy, the consequences of the pandemic were multifold. A slew of factors like supply chain disruptions, depreciating rupee, and rising interest rates with the fear of inflation triggered interest among resident Indians in finding ways to invest in international stocks. Investing in a developed nation brings ample benefits, the markets recover faster, and a strengthening dollar ensures better total returns. 

  • Remarkable Investment Opportunities: The leading ventures constituting the US stock market enjoys the luxury of quality workforce, research and development tools. In comparison to Indian markets, the US market has a wider reach. It is consistently fostering world-class innovative initiatives.
    Also, if you want to tap the AI, technology, energy or genetics market, there is no better place to invest than in US securities. Moreover, the growth story of new-age companies (FAANG) is a trump card in drawing Indian investors to the table. These companies continue to expand their reach amongst Indian consumers making them their most favoured investment havens. 
  • Larger Companies, Greater Returns: You can witness large companies sustain shocks and fare well in the market in the long run. Most of the large companies are from the US. Indian investors can now be a part of their glorious growth story by learning how to invest in global stocks such as the US market. 

Since the US stock market indices are not primarily correlated to the Indian stock market, investors can successfully hedge their risks. The US stock market is the oldest and most regulated, so you can be assured that your money will be safe.

Over the years, US companies have grown exponentially, earning massive returns for every investor who believed in investing in these companies.

You, too, can join this investing success story. Now that you know the basket of advantages that come your way with investing in the US stock market, let us look at how to invest in international stocks in detail. 

How to Invest in Foreign Stocks? 

Indians are buying more foreign Stocks as an investment in international equity. It’s up by 73% to $746.57 million for FY22, averaging about USD 80 Million per month for the First Quarter of FY23. 

Geographical diversification enables you to not only minimise your risks but also permits you to hold stocks of companies belonging to different economies. Economies can be poles apart regarding their existing inflation risk, political risk, market risk, currency risk or exchange rate volatility. You must go to a country where the volatility is less, the currency is more robust, and market risk manageable. But, making the desired pick depends on your risk appetite. One secure way to invest in international stocks is to fix geography based on sound market research of any known industry or business.

Some geographies have businesses which can be lucrative to you based on your preferences. Certain businesses flourish in different trade and industry dynamics. For example, the US is your best bet if you want to explore an industry like Artificial Intelligence or Robotics. Many times, emerging nations offer better returns in comparison to developed countries. But, if you want to realise the benefits of the retail or e-commerce industry, China could be your desired choice. Geographies are many but assessing your needs will aid you in fixing a country suited to your interests. However, if you are new to the entire ecosystem of investing globally, opting for a developed nation like the US will expose you to multinational giants, help you diversify your portfolio, and reduce risks. 

Since we are looking at the US stock market, let’s see how we can start investing. You can trade in US securities both directly and indirectly. You can begin your road to global investments by applying the following ways. 

Directing Investing 

  • Through Investment Apps like Stockal: You can directly start investing in US stocks with the help of Stockal App. You need to create a Stock trading account and can trade your investments anytime, anywhere. To be successful, you must operate the trades when the US stock market is open. Thus, being well versed with the US timings is of significance.
    If you are a newcomer in investments, go for mega-cap companies (market cap of over $200 billion). All FAANG companies are an example of mega-cap companies. The FANG stocks can get expensive, so the investment app allows you to invest in a fraction of the share. With fractional investing, owning a mega-cap share could just become your reality. 
  • Through foreign broking companies: You can opt for an international brokerage firm that helps you deal in US stocks, provided the brokerage firm is US-based or US-regulated. You can trade in stocks, options, futures and forex bonds taking the help of a registered US broker.
    You need to open an account with any preferred broking company, put funds in your domestic currency and convert at market rates to trade outside your home country. If you are new to the investment game, multiple offerings and complex mechanisms can be overwhelming. Instead, opting for an effortless platform like the Stockal can do wonders. 
  • Through Indian broking companies: Companies like Facebook, Google, Amazon, Apple and Netflix have become part and parcel of Indian life. Hence, it is comforting for investors to invest in a brand they trust. More and more Indian investors are eager to know how to invest in foreign stocks and are eyeing investment options in FAANG companies.
    It is the perfect opportunity for Indian brokers to offer you exciting investing facilities through tie-ups. Emkay Global Financial Services recently collaborated with Stockal to help you invest in US securities.
  • NSE IFSC: In addition to the many ways to invest in international stocks, there is the NSE IFSC. It is a wholly owned National Stock Exchange subsidiary (NSE) from the Gujarat International Finance Tech (GIFT) city.
    You can trade in 8 major US stocks, and the number is slated to rise to 50. It offers multiple products like currency derivatives, commodity derivatives and stock derivatives. In other words, it is a derivative product.
    You can directly trade without using the services of a registered online broker. Thus, you can now buy US shares and issue a receipt against the share called NSEIFSC receipts. It also includes the option of fractional investing, and you can begin investing by starting a Demat account with the IFSC. 
  • ADR / GDR: You can use American Depository Receipts(ADRs) or Global Depository Receipts(GDRs) to buy US stocks at your convenience.
    Domestic companies utilise ADRs to create a presence in US markets. It aids them in raising capital by listing their ADRs on the US stock exchange. Each unit of ADR represents one or many underlying shares and is traded just like any other shares of an American company.
    Similarly, a GDR is another kind of depository receipt. The depository bank issues the shares of US companies in global markets, including India. Trading of domestic stocks and GDRs are typically alike. 

There was a time when the ways to invest in international stocks were limited. Today, investing directly in US stocks is possible but can also be cumbersome for novice investors. However, there is no cause for concern as lies multiple other indirect alternatives to kickstart your drive for the top five(FAANG).

Indirect Investing 

  • ETFs: An ETF is a pooled investment stock, working similar to a mutual fund. With a suitable Exchange Traded Fund(ETF), you can reap various benefits compared to building a stock basket from scratch.
    Stockal assists you in picking shares or ETFs. It enables you to invest in your choice by creating an account in a few simple steps. It is a low-cost option as you can learn how to invest in global stocks and start investing with no account minimums and an all-digital compliance process.  
  • Stacks: In addition to the stocks of over 5,500 companies, Stockal designs stack exclusively for you. They are pre-configured bundles of stocks managed by technical and industry experts.
    They focus on a particular sector like an Electrical Vehicle portfolio or Cosmos Deep Tech bundle. It is curated specially for investors looking at hassle-free opportunities to invest abroad.
  • Invest in Mutual Funds that have global investing themes: You can invest in mutual funds in India, which take part in US stocks. Global mutual funds range from aggressive(high risk-high return) to conservative(low risk-lower returns).
    They can be country- or region-specific and can be an actively or passively managed fund. Mutual Funds provide exposure to markets abroad but come with a cost. 
  • MNC Companies’ local listed arms: ADRs and mutual funds can be a suitable option for some, they can be a nuisance for many others. These days many Indian subsidiaries are successfully generating profits for their parent company. But how?
    Several domestic firms command a significant chunk of sales from their trade abroad. MNCs are tailor-made for this. Consequently, the Indian subsidiaries of foreign firms are permitted to make additional investments with funds from overseas. It is a backdoor process that yields profits for the parent company.  

Summing Up 

How to invest in Foreign stocks is no longer a question with no concrete solutions. Technological advancements and innovative disruptions have changed the entire ecosystem of investments. 

With the assistance of initiatives like Stockal, the geographical barrier to investing is successfully broken. Today, you are just a few steps away from living the much coveted American dream. 

Analyse the pros and cons of every investment pathway and pick the one which best suits your interests. If you want to jump to foreign investing, join Stockal to carve a reliable, diverse, exciting investment journey.

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What Better Way To Promote Your Brand Than With Custom Ice Packs Featuring A Team Pitcher’s Logo?

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Businesses are always in the search for innovative solutions in the highly competitive sphere of marketing and brand advertising.The personalised gel ice pack is a very helpful but sometimes disregarded marketing tool. These adaptable gifts can be effective brand ambassadors and offer recipients usefulness, especially when personalised with the emblem of the winning pitcher for the club. This post will examine how these distinctive promotional items might strengthen your brand and make an impression on your intended market.

Personalisation: The Shifter

Gel ice packs are unique among advertising items since they may be personalised. You can make a distinctive and eye-catching product by adding your business colours, logo, and even a picture of a pitcher from a well-liked team. In addition to adding appeal to the ice pack, this degree of personalisation helps to cement the bond between the customer and your business. Every time someone grabs an ice pack, they are reminded of your brand and its connection to their preferred athlete or sports team.

Increasing Brand Loyalty via Association

You can harness the power of connection by showcasing the logo of a well-liked team pitcher next to your branding. Because dedicated sports fans are, you can cultivate a sense of brand loyalty by associating your firm with their preferred team or athlete. Because the recipients sense a personal connection to the promotional item and, by extension, your brand, this emotional connection can result in greater brand loyalty and customer retention.

Effective Long-Term Marketing at a Low Cost

Custom gel ice packs are a more affordable way to achieve long-term brand exposure than conventional advertising techniques like print or television commercials. The durability and frequent use of ice packs ensure that your brand message is seen long after the original distribution, even though the initial cost may be higher than for certain other promotional items. Due to the ice packs’ many applications, this increased visibility offers great value for your marketing investment and may reach a larger audience.

Improving The Client Experience

Customer experience is crucial in the industry of today.This is because you can show that you have the welfare of your clients at heart by including gel ice packs with company logos imprinted on them in your marketing strategy. Whether it is used for maintaining the freshness of the things that need to be eaten during lunch, for alleviating aches felt after exercising or even for dressing a knee that a child may have wounded, these useful products show that your company is sensitive to its clients’ needs. Customers’ perceptions of and pleasure with your brand can be greatly improved by using this deliberate approach.

Aiming for Sports Fans and Other Audiences

Custom gel ice packs with the pitchers logo are appealing to sports enthusiasts, but their uses are not limited to this group. Target audiences and a variety of sectors can be catered for with these promotional goods. For example, healthcare professionals might give them to patients; fitness facilities could utilise them as a bonus for membership; and outdoor equipment dealers could give them along with camping supplies. Finding out how your target market can use the product and tailoring it to suit their needs are crucial.

Flexibility in Advertising Campaigns

A variety of marketing initiatives and techniques can make use of custom gel ice packs. It works well as a gift at trade exhibits, sporting events, and neighbourhood festivals. They can be given to devoted customers as a thank-you present or as part of a welcome package for new ones. They can be incorporated into seasonal promotions in the summer to show off your brand’s year-round relevance. 

Crafting Authentic Brand Experiences

It is accomplished by fusing emotional appeal and usefulness in custom gel ice packs featuring the logo of the team pitcher. Beyond only visual identification, they establish a visceral bond with your brand. Customers are positively and concretely interacting with your brand when they use an ice pack bearing your logo to relieve sore muscles following a workout or to keep their drinks cold during a picnic. These exchanges create favourable associations that have a big impact on how people perceive and stick with a brand.

Conclusion:

Finally, branded gel ice packs and promotional gel packs with a team pitcher’s emblem present a distinctive and practical approach to building your brand. These promotional objects go beyond conventional advertising techniques by fusing functionality, personalisation, and emotional appeal to produce enduring impressions. They generate brand loyalty, add value to the recipients, and present flexible marketing options for various markets and target audiences. 

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How to link a current account with GPay?

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GPay


GPay has become one of the most popular digital payment apps in India. Its unified payments interface (UPI) makes transferring money instant and hassle-free. If you have a current account, you can also link it to GPay and make seamless payments. Here is a detailed guide on how to link your current account with GPay in a few simple steps:

Prerequisites for linking a current account with GPay

To link your current account with GPay, ensure that:

  • You have an active digital current account with a bank that supports UPI payments and integration with GPay.
  • The mobile number registered with your current account is accessible and working.
  • You have downloaded and installed the latest version of the GPay app on your Android or iOS smartphone.

Steps to link current account with GPay

Follow these steps to link your current account to GPay

Step 1: Open the GPay app and tap on your profile picture

Launch the GPay app on your phone. Tap on your profile picture on the top right corner of the home screen.

Step 2: Tap on the ‘Bank account’ option

Under your profile section, tap on the ‘Bank account’ option to add or manage linked accounts.

Step 3: Tap on ‘Add bank account’ 

On the bank account page, tap on the ‘Add bank account’ button at the bottom to link your current account.

Step 4: Search and select your bank 

GPay will display a list of banks supported by the app. Search and select your bank where you have the current account.

Step 5: Choose the account type as ‘Current account’

On the next page, GPay will fetch all your accounts linked with the mobile number. From the list, choose your account type as ‘Current account’ to link it.

Step 6: Enter the last 6 digits of debit card for verification

To verify the current account ownership, GPay will ask you to enter the last 6 digits of your debit card along with the expiry date associated with your current account. Enter the details and tap ‘Proceed’.

Step 7: Set UPI PIN 

You will now need to set a UPI PIN for authorising transactions from the current account. If you already have a UPI PIN, enter it when prompted. Otherwise, set a new 6-digit UPI PIN of your choice.

Step 8: Start transacting from GPay

Once the UPI PIN is set, your current account will be successfully linked to your GPay profile. You can now start using GPay to instantly send or receive payments from your current account directly.

Benefits of linking a current account with GPay

Linking your current account to GPay offers multiple benefits like:

  • Instant transfers – Make seamless money transfers between your linked current account and other GPay users in real-time.
  • Cashless payments – Pay your vendors, employees, and bills directly through GPay using a current account.
  • Transaction history – GPay provides a detailed statement of your current account transactions.
  • No transaction charges – As per RBI guidelines, all UPI transactions are free. Only merchant payments above ₹50,000 carry charges.
  • Raise invoices – You can create UPI QR code invoices and receive payments into the current account instantly.
  • Wide acceptance – GPay is accepted by millions of offline and online merchants nationally.
  • Enhanced security – GPay uses MPIN and biometrics for safe transactions from the linked account.
  • Avoid card risks – Transact directly from the current account avoiding risks like card skimming, cloning, etc.

With GPay linked to your current account, you can ditch cash and make safe digital payments seamlessly anytime, anywhere. It makes vendor payments, customer collections, and expense management quicker and more efficient for your business.

Thus, with a few simple steps you can link your current account to GPay and start making fast digital payments on the go. Do make sure that you follow the latest RBI guidelines for UPI-based transactions from a current account. Link multiple current accounts to GPay if needed and seamlessly switch between them. Lastly, it is also advisable to use all the available settings on GPay to enhance security and control transactions.

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Tips to Choose the Best Permanent Recruitment Services

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Best Permanent Recruitment Services

The most importantly, it can be said that hiring correctly can go a long way in securing your business success. This is where a permanent recruitment services could prove to be valuable. These experts assist businesses in finding and employing the top permanent workers. Finding a good employment agency among the thousands of them can be quite difficult; so, what are you going to do with this? This is the document that contains those guidelines and recommendations to help make the decisions easier. They will cover it all here – from working out what your recruitment needs are, to evaluating a recruitment agency. When it is all said and done, you will have learned how to select an actual hiring agency that will result in your company succeeding.

1. Recognize Your Needs for Hiring

Before looking for a recruitment agency, take a step back and think about your company job needs. Take into consideration your business environment and what types of roles you need to hire for with all the necessary criteria. Consider your current and future personnel needs. Professional workers or entry level staff? Do you need an expert from a particular field? Well if you know the answers to these questions it should be easier for you by searching on internet or phone book directories to find a recruitment agency that specialises in catering exactly what you’re looking for.

2. Examine the Agency’s Standing

The reputation of a recruiting firm can reveal a lot about the services it provides. Seek out companies with a proven track record in your sector. Examine internet testimonies and reviews from employers along with prospective employees. Request referrals from other companies in your network. Take note of the agency’s duration of operation and any accolades it may have received from the industry. A reputable company with good reviews has a higher chance of offering dependable service.

3. Assess the Agency’s Knowledge of the Industry

Every industry has its own hiring criteria and obstacles. An agency with knowledge of your particular sector might be quite beneficial. They will be knowledgeable about the abilities, credentials, and work history required for different positions in your industry. They will also be aware of industry-specific trends and difficulties in addition to having a network of qualified candidates. Inquire about the experience that possible agencies have in your industry. Find more about their accomplishments and the kinds of jobs they have occupied in your sector.

4. Evaluate the Hiring Procedure

An exhaustive and effective hiring procedure is essential for identifying the suitable applicants. Request a step-by-step explanation of the recruitment process from possible agencies. How do they find potential candidates? Which screening techniques do they employ? How do they evaluate the abilities as well as cultural fit of a candidate? Seek out employment services that employ a blend of contemporary and conventional methods, including AI-powered screening tools and social media outreach. A competent agency should also be able to modify its workflow to meet your unique requirements.

5. Examine the Variety of Services Provided

Even though hiring permanent staff may be your most pressing necessity right now, take into account agencies that provide a wider range of services. This could involve hiring temporary workers, looking for executives, or even providing HR advice. As your company expands and your employment requirements change, an agency offering a variety of services might be a reliable long-term partner. Additionally, they could provide value-added services like background checks, skills assessments, along with onboarding assistance. Make sure, nevertheless, that providing a variety of services doesn’t come at the expense of proficiency in long-term hiring.

6. Examine the Candidate Matching Quality

The ability of a recruiting firm to match qualified applicants with open positions is the real indicator of that agency’s efficacy. Inquire about the applicant matching procedure used by prospective agencies. How do they make sure that applicants are a good fit for your corporate culture in addition to possessing the necessary skills? Find out what percentage of placements leads to long-term hires they have success with. A reputable agency has to have references from past matches that worked out well.

7. Analyse the Agency’s Reach and Network

Finding excellent personnel can be greatly impacted by a recruitment agency’s network. Inquire about the number and makeup of their applicant pool. Are passive applicants, or individuals who are not actively seeking a job but are receptive to chances, available to them? Think over the agency’s reach geographically: can they find applicants locally, nationally, or even abroad if necessary? Examine their strategies for creating as well as sustaining their network as well. Do they participate in professional associations, go to industry events, or employ creative networking strategies? You can identify the ideal candidate for your vacant roles more easily if your agency has a strong and broad network.

8. Examine the Structure of Prices and Guarantees

Although it shouldn’t be the sole consideration in your choice, price is undoubtedly significant. Request a thorough explanation of the agency’s cost structure. Is there a fixed cost or a portion of the recruited worker’s pay that they charge? Do services like background checks along with competence evaluations come with an additional fee? Ask about their warranties as well. If a placed candidate is not successful within a given time frame, reputable agencies usually guarantee a replacement. You can ensure that you’re receiving a solid return on your investment and avoid unpleasant surprises by being informed of the financial specifics up front.

9. Verify Ethical and Compliance Practices

Ethical and legal compliance are critical in the recruitment industry. Make sure the organisation you’re taking into account complies with all applicable employment laws and rules. Regarding matters like applicant confidentiality, equal opportunity employment, as well as data protection, they ought to have explicit policies. To be sure they’re not sending you individuals with phoney credentials or employment history, find out about their screening procedures. Reputable agencies ought to be open and honest about their procedures and prepared to supply any required paperwork.

10. Evaluate Customer Service and Communication

An effective working relationship with a recruitment firm depends on effective communication. In your earliest interactions, take note of the agency’s responsiveness and accessibility. Do they respond to your inquiries in a timely and clear manner? Do they provide information along with updates on a proactive basis? Think about the primary point of contact you will have at the agency: do they appear competent and well-mannered? The placement process is only one aspect of excellent customer service. The organisation ought to be prepared to handle any problems that crop up and offer continuous assistance.

Conclusion

Choosing the right permanent manpower agency, therefore, is vital to ensure that you get maximum from your headcount and hence help in growing business with a sensible bottom line. Consider things such as industry experience, methods of recruiting and quality in applicant matching to help you find a permanent placement consultant that really understands your requirements- which can only be served effectively by an ethical provider.

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